
Saving When You Don't Make Bank
January 21, 2026
Saving money can feel impossible when you’re not making a huge salary, especially with rising costs and everyday expenses. In this episode, we talk about how to save when money feels tight, why traditional budgeting rules don’t always fit real life, and how to build better habits without guilt or perfection. We cover practical strategies like tracking your spending, paying yourself first, adapting the 50/30/20 rule, managing debt, and finding small ways to create breathing room, even if saving 20% feels out of reach. This episode is all about realistic expectations, progress over perfection, and building a system that works for you. If you’re trying to save, live your life, and not feel behind all at once, this one’s for you.
The information in this podcast is for educational and entertainment purposes only and is not intended as financial advice. I’m a Certified Financial Planner™, but I’m not your planner- so please consult a professional who knows your unique situation before making any financial decisions. Past performance is not indicative of future results. Views expressed are my own and do not reflect the views of Bethesda Financial Advisors, LLC.
